
Insurance & Payment Options
WE SUPPORT MAJOR PPO INSURANCES IN Sherman, TEXAS!
At our dental office in Sherman, TEXAS, we proudly accept all PPO insurance plans to help make quality dental care more affordable and accessible. If you have PPO coverage for your dental treatment, you can feel confident knowing we work with all PPO insurance providers. As dental treatment costs continue to rise, PPO plans make it easier for patients to receive the care they need without unnecessary stress. Contact our experienced dental team today to learn more about your PPO coverage and treatment options in Sherman, Denison, Pottsboro, and the greater Grayson County area.
We Accept Insurances
Pecan Grove Dental accepts a wide range of PPO dental insurance plans. In our effort to alleviate your stress so you can focus on the importance of receiving the dental care you need, our office will fill out all the necessary paperwork and file your claim, as a courtesy to you, with your insurance carrier.
In some cases, dental implants are considered medically necessary and may be covered by your medical insurance, not just dental insurance. Our Sherman, TX dental team verifies benefits, handles documentation, and works directly with your insurance company to simplify the process for patients throughout Grayson County.
Insurance Providers:
- Aetna
- Ameritas
- Anthem Blue Cross Blue Shield
- Beam Benefits
- Blue Cross Blue Shield
- Blue Shield of California
- Cigna
- Delta Dental
- GEHA
- Guardian
- Humana
- MetLife
- Mutual of Omaha
- Physicians Mutual
- Principal
- Sun Life Financial
- Standard Insurance Company
- TruAssure
- United Concordia
- UnitedHealthcare









Financing Options
Flexible financing options are available at our Sherman, TX dental office to help you reach your dental goals, whether you live in Sherman, Denison, Pottsboro, Van Alstyne, or elsewhere in Grayson County. Get pre-qualified without affecting your credit and see how much you can use toward your treatment quick, easy, and personalized just for you.
Sunbit
Sunbit makes life’s essentials like auto, dental, and healthcare more affordable with easy, pay-over-time options. With 90% approval rates and no hidden fees, millions trust Sunbit to say YES.

Cherry™
Cherry makes treatments more accessible with fast, flexible payment plans and instant decision—while providers get paid upfront. Boost patient conversions and grow your practice with ease.

PAYMENT OPTIONS AND DENTAL PLAN
- Cash: Pay upfront with cash and receive a discount.
- Credit Card: Visa, Mastercard, American Express, Discover
We make dental care easy with multiple payment options at Pecan Grove Dental in Sherman.
FINANCIAL POLICY ( Patient Billing )
For your convenience we accept Visa, MasterCard, Discover, American Express and CareCredit. We deliver the finest care at the most reasonable cost to our patients, therefore payment is due at the time service is rendered unless other arrangements have been made in advance. If you have questions regarding your account, please contact our Sherman, TX dental office at 903-868-8506. Many times, a simple telephone call will clear any misunderstandings.
Please remember you are fully responsible for all fees charged by this office regardless of your insurance coverage.We will send you a monthly statement. Most insurance companies will respond within four to six weeks. Please call our office if your statement does not reflect your insurance payment within that time frame. Any remaining balance after your insurance has paid is your responsibility. Your prompt remittance is appreciated. We can make arrangements for a monthly payment plan but this must be done prior to the actual procedure.
Have questions about payments or insurance?
Contact our Sherman dental team or book an appointment online.

Frequently Asked Questions About Insurance & Payments
The questions Sherman and Grayson County patients ask us most
What dental insurance plans does Pecan Grove Dental accept in Sherman, TX?
We accept all major PPO dental insurance plans, including Aetna, Ameritas, Anthem Blue Cross Blue Shield, Beam Benefits, Blue Cross Blue Shield, Cigna, Delta Dental, GEHA, Guardian, Humana, MetLife, Mutual of Omaha, Principal, UnitedHealthcare, and more. As a courtesy, our Sherman, TX office fills out the paperwork and files your claim for you.
What if my insurance provider is not listed on your website?
Just call our Sherman, TX dental office at (903) 868-8506 and our team will verify your specific plan and benefits before your visit.
Do you offer financing if I do not have dental insurance?
Yes. Pecan Grove Dental partners with Sunbit and Cherry to offer flexible, pay over time financing with fast decisions, so patients across Sherman, Denison, Pottsboro, and Grayson County can get care without paying the full cost upfront.
Are dental implants covered by insurance?
In some cases, yes. Dental implants can be considered medically necessary and may be covered by your medical insurance, not just dental insurance. Our Sherman, TX team verifies your benefits and handles the documentation for you.
What payment methods do you accept at your Sherman, TX office?
We accept Visa, MasterCard, Discover, American Express, and CareCredit. Payment is due at the time service is rendered unless other arrangements have been made in advance.
